When renting out your home, you have to deal with a lot of insurance issues. A standard policy does not cover most of your insurance needs or deal with the following issues:
A homeowner insures his property including all his furniture and belongings while a landlord does not need to insure contents of the house unless it is a furnished property that you’re renting out.
Liability issues will be more of your concern.
You need to safeguard against the loss of rental revenue. A renters’ insurance provide coverage for your tenants but it won’t cover you as owner of the house.
